Appeal Letter

An Appeal Letter is a formal request by a policyholder or their attorney to an insurer, seeking reconsideration of a denied or underpaid insurance claim. The letter typically sets forth the reasons why the policyholder believes the claim was improperly denied or undervalued, and may include additional evidence or arguments in support of the claim. The purpose of the appeal letter is to exhaust the policyholder’s administrative remedies with the insurer and to preserve their right to pursue legal action if necessary. Insurers typically have internal appeal processes that policyholders must follow before filing a lawsuit.