Complaint for Declaratory Judgment

A Complaint for Declaratory Judgment is a legal action filed by a policyholder or an insurer, seeking a court determination of the parties’ rights and obligations under an insurance policy. The complaint typically sets forth the relevant facts and policy provisions, and asks the court to issue a binding declaration as to whether coverage exists for a particular claim or loss. The purpose of a declaratory judgment action is to resolve coverage disputes and to provide clarity and certainty to the parties. Declaratory judgment actions may be filed in state or federal court, depending on the jurisdiction and the amount in controversy.