Post-Discharge Credit Counseling Certificate

A Post-Discharge Credit Counseling Certificate is a document that certifies that a debtor has completed a required credit counseling course after receiving a discharge in a bankruptcy case. The certificate is typically issued by an approved credit counseling agency and must be filed with the bankruptcy court within a certain time period after the discharge is granted. The purpose of the post-discharge credit counseling course is to provide debtors with education and resources to help them manage their finances and avoid future financial difficulties. Failure to complete the course and file the certificate may result in the revocation of the debtor’s discharge and the reinstatement of their debts.