Affidavit of Insurance Coverage

An Affidavit of Insurance Coverage is a sworn statement by an insurance company or its representative attesting to the existence and terms of an insurance policy. The affidavit typically includes the policy number, the names of the insured parties, the types and amounts of coverage provided, and the effective dates of the policy. Affidavits of insurance coverage are often required by third parties, such as lenders, landlords, or contractors, as proof that a person or business has the necessary insurance in place. They may also be used in legal proceedings to establish the availability of insurance coverage for a particular claim or loss.