Insurance Adjuster's Report

An Insurance Adjuster’s Report is a document prepared by an insurance company’s claims adjuster that summarizes the findings and recommendations for a particular claim. The report typically includes a description of the loss or damage, an assessment of the cause and extent of the loss, an evaluation of the policyholder’s coverage and liability, and a calculation of the recommended settlement amount. Insurance adjuster’s reports are an important part of the claims process, as they provide a basis for the insurer’s decision-making and communication with the policyholder, and may be used as evidence in legal or regulatory proceedings.