Letter of Representation

A Letter of Representation is a written communication from an attorney or other authorized representative to an insurance company, notifying the insurer that the representative has been retained to act on behalf of a policyholder or claimant in connection with a particular matter. The letter typically includes the name and contact information of the representative, the nature of the representation, and any specific requests or demands being made on the policyholder’s behalf. Letters of representation are often used in the context of coverage disputes, claim negotiations, or litigation.