Notice of Claim

A Notice of Claim is a formal notification by a policyholder or claimant to an insurance company that a loss or injury has occurred that may be covered under an insurance policy. The notice typically includes the date and location of the incident, a description of the loss or injury, and any other relevant information, such as the names of any witnesses or the extent of the damages. Notice of claim is a critical first step in the claims process and is often required by the policy as a condition of coverage. Failure to provide timely and proper notice of claim can result in the denial of coverage or other adverse consequences for the policyholder.