Policyholder's Bill of Rights

A Policyholder’s Bill of Rights is a document that outlines the legal and contractual rights of insurance policyholders in their dealings with insurance companies. The bill of rights typically includes provisions related to fair and prompt claims handling, access to information about the policy and the claims process, protection against unfair or deceptive practices, and the right to appeal or dispute adverse decisions by the insurer. Policyholder’s bills of rights are often established by state insurance regulators or consumer protection agencies and are intended to ensure that policyholders are treated fairly and equitably by their insurers. They may be included in the insurance policy document or provided separately to policyholders as a standalone document.