Claim Denial Letter

A Claim Denial Letter is a formal notice from an insurance company to a policyholder or claimant stating that a claim has been denied and providing the reasons for the denial. The letter typically cites the specific policy provisions, exclusions, or limitations that support the denial and may also include information about the policyholder’s right to appeal the decision or seek legal action. Claim denial letters are required by law in many jurisdictions and are an important part of the claims process, as they provide transparency and accountability for the insurer’s decision-making.