Insurance Adjuster's Report

An Insurance Adjuster’s Report is a document prepared by an insurance company’s claims adjuster that summarizes the findings of their investigation into a particular claim. The report typically includes a description of the loss or injury, an assessment of liability or fault, an estimate of the damages or costs incurred, and a recommendation for how the claim should be handled, such as whether to pay the claim, deny it, or negotiate a settlement. Insurance adjuster’s reports are used by insurers to make decisions about claim payouts and to communicate with policyholders and other parties involved in the claim.