Insurance Policy Document

An Insurance Policy Document is the formal contract between an insurance company and a policyholder that outlines the terms, conditions, and coverage of an insurance policy. It typically includes the declaration page, insuring agreement, exclusions, conditions, and any endorsements or riders. The policy document serves as the legal basis for the insurance coverage and is used to determine the rights and obligations of both the insurer and the policyholder in the event of a claim or dispute.