Insurance Policy Reinstatement Request

An Insurance Policy Reinstatement Request is a formal request by a policyholder to an insurance company, seeking to restore coverage under a policy that has lapsed or been cancelled due to non-payment of premiums or other reasons. The request typically includes an explanation of the circumstances leading to the lapse and may require the payment of past-due premiums and fees. Insurance companies may agree to reinstate a policy at their discretion and subject to certain conditions, such as a waiting period or updated underwriting.