Statement of Facts

A Statement of Facts is a written account of the events and circumstances surrounding a particular incident or claim, as described by a policyholder, claimant, or witness. The statement typically includes details such as the date, time, location, and nature of the incident, as well as any relevant observations, actions, or communications. Statements of facts are often used by insurance companies in the investigation and evaluation of claims and may be relied upon in coverage determinations or legal proceedings.